• Purchases of Primary, Secondary, and Investment properties
• Refinances of Primary, Secondary, and Investment properties
• FHA Loan - 3.5% Down
• VA Loans No Cost Interest Rate Reduction Loans (IRRL) 100% Cash Out Refinances
• 100% Loan to Value on Purchase Loans with Rural Housing Loans Up to 102% of Appraised Value Accepted Areas include Prescott Valley, Chino Valley, Paulden, Dewey and other outlying areas
• 97% Loan to Value on Conventional Purchases Including 10% down on second homes.
• **We now offer DU Refi Plus! ** For those who qualify we can waive the appraisal, have reduced income and asset requirements! All this is available without mortgage insurance!
This is helpful for those who need or would be helped by a refinance even though your home has decreased in value.
Available Weekends & Evenings - Local In House Loan Processing!
Our team has close to 40 years experience in the mortgage industry. We have expertise in all areas of mortgage finance and we are here to answer your questions and find the best program for you. Please feel free to call us for a free no cost no obligation prequalification. We would love to customize a mortgage loan that suits your specific needs.